Effective Date: February 4, 2026
1. Not Financial, Legal, or Tax Advice
The information provided on USAClaimGuide.com (the “Site”) is for general informational and educational purposes only. Saurabh Beedkar and the USAClaimGuide team are financial researchers, not licensed attorneys, Certified Public Accountants (CPAs), or Registered Investment Advisors (RIAs).
Nothing on this Site should be construed as professional advice. Every financial situation is unique; therefore, you should consult with a qualified professional before making any decision that could affect your legal rights or financial stability. Your use of the Site and reliance on its information is solely at your own risk.
2. Financial Auditor & Calculator Disclaimer
The interactive tools on this Site (including the Wage Garnishment Auditor and Loan Modification Estimator) are designed as self-help tools for your independent use.
- Estimates Only: The results provided by these tools are estimates based on 2026 federal and state guidelines (such as the CCPA and Fannie Mae Waterfall logic) but do not account for all variables.
- No Guarantee: We do not guarantee the accuracy or applicability of the results to your specific circumstances.
- Data Security: We do not store or transmit the financial data you enter into our calculators; the math is processed locally in your browser.
3. Accuracy and “As-Is” Information
While we strive to keep our content updated for 2026 standards—including the latest FHA Payment Supplement rules and FICO 10T logic—financial laws and regulations are subject to rapid change. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the information contained on the Site.
4. External Links Disclaimer
The Site may contain links to external websites (e.g., ConsumerFinance.gov, IRS.gov). We do not investigate, monitor, or check these external links for accuracy or reliability. We do not warrant, endorse, or assume responsibility for any information offered by third-party websites linked through the Site.
5. Errors and Omissions
USAClaimGuide.com is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Site is provided “as is,” with no guarantee of completeness, accuracy, or timeliness.
6. No Attorney-Client Relationship
Using this Site, its calculators, or contacting the author via email does not create an attorney-client or fiduciary relationship. Communications on the Site are not privileged or confidential.
